We are unlocking access to financial services to underserved smallholder farmers

Data that works for agricultural lending

We have pioneered an innovative way to use data that is generated in smallholder farmers' value chains for financial inclusion. By harnessing the power of data analytics and mobile technology, we aggregate and analyse pertinent information about smallholder farmers from dynamic traditional and alternate data points - including produce offtakers, agro-dealers and the farmers themselves. We build innovative comprehensive credit profiles used for real-time credit assessment to then serve smallholder farmers through digital financial services.

Mobile credit innovation

We apply methods that minimize the lending risk to farmers, and operational costs while increasing the efficiency and operational capacity of financial service providers to meet the hugely unmet demand for credit by farmers. FarmDrive's solution enables farmers to access a range of affordable financial services from our partner financial institutions. Farmers are now able to easily access affordable credit they deserve through their mobile phones when they need it. No more complicated loan processes that often result in rejection.

Our story

For us, this is a personal mission...

FarmDrive was born out of the experiences of the co-founders growing up in smallholder farming communities. We are solving a real problem we profoundly relate to and understand the impact potential of credit access from as little as $1. The rural farming communities across Africa are the most hardworking and genuine people who feed the world yet they are the poorest who are stuck in a self-destructive vicious cycle of poverty.

Helping the smallholder farmers access vital credit is our action towards achieving global goals 1,2,5,8 and 10. We are dedicated to ending poverty, ending hunger, achieving gender equality, promoting sustainable economic growth and reducing inequalities globally.

We underscore the need to narrow the gender inequality gap. FarmDrive actively commits to increase the proportion of loans granted to women farmers as well as youth and other underserved demographics.

Our Vision

Our work will help end the vicious cycle of extreme poverty, end hunger, and achieve gender equality by empowering communities with the resources necessary to succeed in these vital goals. Sustainable agriculture is the best tool to significantly reduce global poverty - and promote sustained, inclusive and sustainable economic growth while reducing inequalities.

Our Mission

Our mission is to promote financial inclusion; bridging the huge funding gap to farmers by providing innovative tools to extend vital credit. By increasing the efficiency and operational capacity of lenders, we ensure smallholder farmers have easy access to quality, reliable, convenient, transparent and affordable financial services to widen their economic base.

The founders

2 young female founders of FarmDrive united by shared values and a vision - farmers should get the credit they deserve fairly and easily. Our passion lies in leveraging technology and simple mobile phones to create solutions that address social, economical and environmental challenges. What makes this journey even more exciting is our love for interacting with communities to understand their pain points, capture their aspirations and imaginations through solutions that are valuable, inclusive and transformative. The farmers are at the core of our product development process.


Rita Kimani



Peris Bosire


In the news

Get involved

Are you a farmer? Send an SMS with the word FARMDRIVE to +254 703 671 850 to benefit from FarmDrive.

Are you a bulk produce buyer, farmer co-operative, farmer group, SACCO or Micro-finance Institution? We would like to work with you. Contact us on info@farmdrive.co.ke


+254 703 671 580

+020 529 6590




Chiromo, Riverside Drive