We are unlocking access to financial services to underserved smallholder farmers

Data that works for agricultural lending

We have pioneered an innovative way to use data that is generated in smallholder farmers' value chains for financial inclusion. By harnessing the power of data analytics and mobile technology, we aggregate and analyse pertinent information about smallholder farmers from dynamic traditional and alternate data points - including produce offtakers, agro-dealers and the farmers themselves. We build innovative comprehensive credit profiles used for real-time credit assessment to then serve smallholder farmers through digital financial services.

Mobile credit innovation

We apply methods that minimize the lending risk to farmers, and operational costs while increasing the efficiency and operational capacity of financial service providers to meet the hugely unmet demand for credit by farmers. FarmDrive's solution enables farmers to access a range of affordable financial services from our partner financial institutions. Farmers are now able to easily access affordable credit they deserve through their mobile phones when they need it. No more complicated loan processes that often result in rejection.

The FarmDrive Story

For us, this is personal...

As young girls, both Rita Kimani and Peris Bosire witnessed the frustration their families and communities faced in agriculture. Despite toiling away for months on end, their harvests were meager. They did not have the capital to purchase seeds, fertilizer, irrigation pumps, or other critical farming inputs that could increase their yields and revenues.

On their first day as students at the University of Nairobi, Rita and Peris crossed paths and instantly became friends. Throughout university they honed their computer science skills together in competitions and internships at top technology firms. In their final year, they resolved to use their personal and academic experiences to bridge the gap between smallholder farmers and financial institutions. In 2014, after graduating with First Class Honours, Rita and Peris founded FarmDrive.

The founders

2 young female founders of FarmDrive united by shared values and a vision - farmers should get the credit they deserve fairly and easily. Our passion lies in leveraging technology and simple mobile phones to create solutions that address social, economical and environmental challenges. What makes this journey even more exciting is our love for interacting with communities to understand their pain points, capture their aspirations and imaginations through solutions that are valuable, inclusive and transformative. The farmers are at the core of our product development process.


Rita Kimani



Peris Bosire


In the news

Get involved

Are you a farmer? Send an SMS with the word FARMDRIVE to +254 703 671 850 to benefit from FarmDrive.

Are you a bulk produce buyer, farmer co-operative, farmer group, SACCO or Micro-finance Institution? We would like to work with you. Contact us on info@farmdrive.co.ke


+25479 551 8442




L.R 1/442, Kindaruma Road,
Nairobi, Kenya